If you own one of the 11 "riskiest" dog breeds -- which include Rottweilers, Pit Bulls and Doberman Pinschers -- you may face some big homeowners or renters insurance headaches, even if the only things your pup has ever taken a bite of are his Alpo and bone. These days, companies offering homeowners and renters insurance are pickier than ever about which types of dogs they’ll insure and which they won’t
For example, a bill currently under consideration in New Jersey would ban breeders from selling dogs outside the state unless the sale was made face-to-face. If you are a breeder in New Jersey and a potential buyer in say, California, is interested in one of your dogs, this buyer would have to come to New Jersey to see and buy the dog. Or the breeder would have to take the dog to California. This is obviously onerous and unnecessary. It also adds a tremendous expense to the cost of the dog. This kind of legislation is proposed in the name of “consumer protection” but it is actually meant to punish and discourage dog breeding.
Before you say that the person in California could find another dog closer to home, what if the New Jersey breeder is one of the few people in the country breeding that particular breed? In many cases we are talking about breeds that may only register a few litters per year. That’s why this kind of legislation is so dangerous. In some cases it could literally cause the extinction of breeds. Breeders give up breeding rather than face these kinds of legislative problems.
What you may not know is that many breeds today have very small populations. If some breeds were any other kind of animal they would be considered endangered. You may find it hard to believe, but breeds can become extinct. If you read any histories about dog breeds, you will find lots of references to breeds that are gone now. Countless breeds have become extinct over the centuries. In some cases we have some of their descendants because they contributed to newer breeds, but not always. Some people might not care if particular breeds become extinct, but if you are a fan of a breed, then this might matter to you. From a genetic viewpoint, it’s always good to have a wide selection of dogs that contributed to a breed’s foundation. You never know when it might be necessary to reintroduce some of the genes from an older breed for health reasons. If those breeds are extinct, that’s no longer a possibility.
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