If you own one of the 11 "riskiest" dog breeds -- which include Rottweilers, Pit Bulls and Doberman Pinschers -- you may face some big homeowners or renters insurance headaches, even if the only things your pup has ever taken a bite of are his Alpo and bone. These days, companies offering homeowners and renters insurance are pickier than ever about which types of dogs they’ll insure and which they won’t
The following list uses a wide interpretation of "breed." Breeds are usually categorized by the functional type from which the breed was developed. The basic types are companion dogs, guard dogs, hunting dogs, herding dogs, and working dogs, although there are many other types and subtypes. Breeds listed here may be traditional breeds with long histories as registered breeds, rare breeds with their own registries, or new breeds that may still be under development.
Today there are over 400 recognized breeds of dogs in the world. Many of them have historical origins dating back hundreds, even thousands of years. Wherever humans have lived, dogs have been alongside them performing various tasks. One of the reasons dogs have been such a successful species is because they are so adaptable. They have made themselves useful in countless ways to humans so we kept feeding them, providing shelter for them, and, yes, breeding them. It’s no accident that we have dogs able to hunt, herd, guard, track, and do so many other things at an expert level. Humans figured out early on that if you bred dogs that were good at these things, you would get offspring that were also good at doing them. All of these jobs performed by dogs were necessary for our own species to survive. It’s no secret that we owe a lot to dogs, just as we do to other animals.
Getting a dog is not just an emotional commitment; it is also a financial one, too. But when it comes to money, not all dogs are created equal. A bit of research goes a long way in discovering which dog breed is best for your budget.
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